Zopa is a UK-based digital bank and fintech company that was founded in March 2005. Initially known for pioneering the world's first peer-to-peer lending platform, Zopa has since evolved into a full-service digital bank. The company serves over 1.5 million customers and has facilitated more than £13 billion in loans while managing over £5 billion in savings.
Zopa Bank offers a range of financial products, including app-based current accounts with interest and cashback, fixed-term and variable savings accounts, credit cards, personal loans, and buy-now-pay-later services. The company aims to provide a reliable banking experience combined with the convenience of digital services, appealing to customers looking for alternatives to traditional banking. Zopa has received full banking authorization from the FCA and is recognized for its excellent customer service and low default rates.
John Lewis Finance Limited provides credit broking and insurance distribution services, introducing products to FCA-regulated lender/insurer partners under trading names including John Lewis Money and John Lewis Finance.
Developer of a digital lending application intended to offer small loans to retail consumers. The company's platform uses artificial intelligence and machine learning technology for risk profiling of customers who opt for EMI payment options and works with financial institutions and non-banking financial companies to give loans, enabling clients to build their credit profiles and increase their credit scores.
Developer of an online lending platform designed to offer peer-to-peer lending services. The company's platform provides a simple and proper opportunity for borrowers to receive immediate funds against their personal assets, in complete privacy at a fair and transparent loan term, enabling borrowers to get loans whenever required.
Developer of a lending platform designed to offer a proper finance option to businesses. The company's platform offers on-demand B2B finance at the point of sale based solely on the business's revenues and performance, enabling businesses to spread the cost of their purchases while their suppliers are paid upfront and in full.