Afterpay (a Block, Inc. company) is an Australian-founded financial technology business providing buy now, pay later services that allow consumers to split purchases into interest-free installments online and in-store.
Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.