Mobilize Financial Services (RCI Banque S.A.) is a French bank specializing in automotive financing and related services for the Renault-Nissan-Mitsubishi Alliance, offering financing, insurance, and payment solutions across 35 countries.
Espace Réseau is used by approximately 80% of Renault dealerships and 70% of Nissan dealerships in France (per Mobilize Financial Services article, Nov 28, 2019).
While Nissan sold 3.4 million vehicles last fiscal year, total calendar 2023 Renault-Nissan-Mitsubishi alliance sales volume of 6.4 million vehicles makes the group the fourth-largest vehicle seller in the world, behind Toyota at 11.2 million, Volkswagen at 9.2 million, and Hyundai/Kia with 7.3 million vehicles sold. Nissan's financial services subsidiary provides consumers with auto loans and leases but also finances Nissan's sales to its dealerships (known as floor-plan financing). Under a new alliance agreement, Nissan and Renault will have cross-shareholding capped at 15% voting rights for each company. Renault holds the remaining stake in Nissan through a Frenchmore