Members Trust Company

State Employees' Credit Union (SECU) is a member-owned, not-for-profit financial cooperative based in Raleigh, North Carolina. Founded in 1937, SECU has grown to serve nearly 2.9 million members with $56 billion in assets and operates 275 branches across all 100 counties in North Carolina. It ranks as the second largest credit union in the United States and employs over 8,000 people. SECU offers a range of financial products and services, including savings accounts, loans, debit and credit cards, and digital banking options through its mobile app. The credit union emphasizes low-cost services, returning profits to members through lower fees and competitive rates. Membership is open to state employees, retirees, and their families, with accounts insured by the NCUA. SECU is committed to community support through initiatives like the SECU Foundation and educational programs, embodying the principle of "People Helping People."