Giggle Finance

Experian Payments is a service under Experian plc, a leading multinational data and consumer credit reporting company based in Dublin, Ireland. Experian operates globally, providing insights and analytics to help businesses manage credit risk and payment performance. Experian Payments focuses on delivering detailed information about business payment behaviors and credit risk management, primarily in the UK market. Key offerings include payment performance data, monthly business reports, and ledger analysis, which help businesses assess customer payment behavior and monitor credit risk. Additionally, the service provides customer management tools that highlight high-risk customers and offer metrics for proactive credit management. Experian Payments serves a diverse range of businesses, including financial institutions and companies looking to optimize credit control. This service is part of Experian's broader suite of products, which includes credit reports, fraud protection, and marketing analytics, supporting both small and large enterprises in making informed financial decisions.

Developer of a cash flow underwriting and data analytics platform designed to provide essential open banking infrastructure powering the next generation of credit scoring. The company's platform takes raw transaction data from financial providers and transforms it into actionable insights to understand a consumer's credit risk, identity and income and provides advantages in a variety of contexts including payments, lending, insurance, personal financial management, fraud mitigation and real estate, enabling businesses to derive new insights from consumer-permission deposit account transaction data.