Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Podium is a private SaaS technology company based in Lehi, Utah, founded in 2014. Originally named RepDrive, it rebranded in 2015. The company offers an AI-powered platform designed for local and small businesses to improve their online reputation, streamline customer interactions, and boost sales. Podium centralizes customer communications from various channels into a unified inbox, automating lead capture, nurturing, and follow-ups around the clock.