Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Podium is a technology company based in Lehi, Utah, founded in 2014. It offers a cloud-based software-as-a-service (SaaS) platform designed to enhance customer communication, manage online reputation, and streamline payments and marketing for local businesses.