Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.
Afterpay Limited is the Australian-incorporated parent company of the Afterpay group, providing buy now, pay later financial technology services and operating internationally across multiple markets.